Mysteries of Medicare

Mysteries of Medicare:  Medicare’s Annual Open Enrollment Period (AOEP)

AOEP is a once-a-year opportunity between October 15th and December 7th for most Medicare beneficiaries to make changes to Medicare Advantage (MAPD) and Part D Prescription Drug Plans (PDP).  In early October, you will receive a mailing with information about changes to your current plan called Annual Notice of Change (ANOC).  The ANOC may appear daunting, but you really need to check for the plan’s 2024 premium, formulary changes, preferred pharmacy changes, copays and drug tiers for your medications.

Medicare beneficiaries who have access to a computer would benefit from setting up a Medicare account on the Medicare.gov website.  This account with a username and password allows you to enter drug information once and make changes as they occur.  Having an account with an up-to-date drug list allows you to easily search for and compare MAPD and PDP plans using the “Find Health and Drug Plans” tab. It also allows you to review any processed claims from your providers should there be any concerns.

If you would like assistance with an evaluation of your MAPD or your PDP options, PA MEDI counselors are trained and available to provide FREE, personalized, unbiased counseling.  Counseling is done by calling your local Senior Center for an appointment.    In addition, the Department of Aging has an AOEP scheduling line which opens September 15th (610-344-5234).  You will be prompted to leave a message and your contact information.  A PA MEDI counselor will return your call within one business day to schedule an appointment.

If you are new to Medicare during the AOEP, counselors are available at Senior Centers to help you with Medicare enrollment. You can also call our general Helpline 610-344-5004, option 2, for assistance.

For more answers to the visit How and when do I enroll in Medicare?